Credit Card Debt Consolidation

If you have Credit card debt, you know how much of a problem it can be if you let it get away from you. The problems start for most of us around college age. One day you might be charging something for $15 or $20 on your one little card because you don't have the cash for that new cd. You tell yourself you'll pay it off by the end of the month so you won't have to worry about charges. You're an adult now and you can handle it. The next thing you know you have 4 cards, all maxed out. That's basically what happened to me. In college I handled my one card with no problem. It only had $200 limit, so I couldn't really go crazy with it. I decided I wanted to try to use credit cards to build my credit, so I signed up for another one with a larger limit. I was late on a couple payments and decided to get yet another card and transfer the charges from one card to another to avoid such a high interest rate. The next thing I knew I lost my job and was living off 4 credit cards. I found my way out with credit card debt consolidation, and I really must say it was a life saver for me. One of my credit card payments was over $250 a month alone. When I consolidated, all 4 of my credit cards combined into one monthly payment of $283. Take it from someone who has used the service, debt consolidation really can help you out with your credit card debt.